HDS Loan Servicing System utilizes Advanced Technology software making it easy to manage your agency's diverse portfolio. The HDS Loan Servicing System provides controls to track, monitor and report on all system functionality and allows users to customize pre-defined letters. The HDS Loan Servicing System allows accessibility by all agency divisions and offers the functionality to track construction, permanent, amortizing and non amortizing loans, track and calculate transaction dates and outstanding loan balances and all applications of payment.